Our comprehensive, step-by-step Long term Wealth Creation focused approach ensures that we assist you in planning for all your financial dreams in a focused scientific way for both short term and long term time horizon keeping cognizance of your risk appetite, time horizon and suitable product recommendations.
Most of us dream of a financially secured and independent life post retirement. After all the years of hard work, we wish that our life-long savings help us meet our expenses and aspirations without compromising our lifestyle. But it is easier said than done!!
Today, with constant price rises and inflation beyond control, increasing health care costs, ultra-modern life-style and higher life expectancy, our savings can come under severe stress and may prove insufficient for the rest of the retired life. So, not just before retirement, we want our hard earned money to work for us even after retirement. Besides, forecasting macro-economic factors such as inflation, rates of return on specified asset classes and future trends in expenditure, is a complex and specialized process.
We as a Wealth Management firm, make it simple for you through a personalized, comprehensive yet actionable plan that endeavors to provide the most optimized post tax returns to meet your needs, goals and aspirations in a systematic planned approach with a detailed plan. At the same time, we ensure that all personal & financial risks are also sufficiently addressed!
Asset Allocation needs to respond to changes in the investor’s economic environment. Therefore, even though, the allocation does not change drastically because the client’s risk tolerance may not change, the asset allocation will have to be regularly “rebalanced”.
The Tactical Asset allocation Model will be a result of variations in underlying factors such as – inflation, IIP, money supply, growth as % of GDP, etc. The tactical asset allocation model is reviewed on a quarterly basis or as per the development of macro-economic factors in the Global economy.
Kesari Financial Services can offer a personalized consultation to you, helping you clearly define your goals and develop a tailored life stage plan. With ongoing advice, guidance and customized recommendations, we can also help you address your short-and long-term financial needs.
