“Planning is bringing the future into the present so that you can do something about it now”.
We at Kesari Financial Services, care for your dreams and plan ahead to see that money doesn’t obscure your aspirations.
At its core, financial planning is not a very difficult task. All it takes is discipline and religious adherence to the principles of financial planning. Discipline has a part to play at every stage, from setting objectives to actually executing the plans that are meant to achieve those objectives Setting objectives, investing in line with one’s risk appetite, and asset allocation are some of the fundamental principles of financial planning
One more important aspect not to be ignored is considering tax and inflation rates into all your investment decisions so as to compute the actual return that you get – this can be significantly different from the stated rate. The simple formula for calculating the Real Rate of Return (RRR) more precisely is:
What this means is that you won’t be right to go merely by the coupon rate on your investment. Look instead at the real rate of return.
Other Process:
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An initial meeting to educate you about our process and answer your queries
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Understanding your needs and objectives and data collection
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Identification of your financial concerns
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Preparation of personalized financial plan that suits your needs and concerns
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Presentation of your financial plan and answer your queries
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Implementing of agreed recommendations
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Periodic strategic review and revision of plan