Life is full of tough choices. One of the toughest is how and where you should invest your hard-earned money, to have a comfortable retirement.
To make the best decision, our team has a variety of investment products for our clients to choose from, some of these include:
Equities: When you purchase stocks in a company, you become a part owner of the business.
Mutual Funds: When you buy a mutual fund, you’re pooling your money with other investors to pay a fund manager who’ll select and manage a group of securities for you – typically a mix of stocks, bonds and other smaller investment vehicles.
Exchange Traded Funds (ETF): Like Mutual Funds, ETFs are a collection of securities like stocks and bonds. A key difference is that they trade like stocks on an exchange
Bonds: When you buy a bond, you’re essentially lending your money to an organization.
Senior Citizens Saving Scheme (SCSS): This is the safest investment option for senior citizens. You can gain an interest of 9.2% p.a with a maturity period of 5 years.
Reverse Mortgage:A financial agreement in which a homeowner relinquishes equity in their home in exchange for regular payments
Liquid Funds & Fixed Deposits:As senior citizens, you might need to put some amount aside as an emergency, alongside making sure that the amount earns decent returns.
New Pension Scheme (NPS): It is a voluntary, defined contribution retirement savings scheme.